Bankruptcy proceedings can be very complicated. There are a lot of deadlines that must be met, and timely filings can jeopardize your entire case.
A good bankruptcy attorney, such as the professionals at dovebankruptcylaw.com knows the law and will file all necessary documents properly. They will also be able to advise you on which debts the court will discharge and what assets you can protect.
Understanding the Role of a Bankruptcy Attorney
A Rockland County bankruptcy attorney will help you determine if bankruptcy is right for you and guide you. They will also handle the complicated paperwork involved in filing for bankruptcy. This includes completing and filing the required forms, schedules, statements, and supporting documentation. The lawyer will ensure that all paperwork is submitted properly and on time. Please correct paperwork or missing deadlines to ensure your bankruptcy case is completed on time.
The bankruptcy attorney will work to protect your exempt assets and limit the amount of debt that is discharged. They can also help you create a feasible repayment plan and negotiate with creditors to settle certain debts.
After filing for bankruptcy, creditors and debt collectors cannot contact you. However, they may still do so despite this law. To stop the harassment, you can hire a bankruptcy attorney to communicate with the creditors on your behalf. If the harassment persists, your attorney can file a motion in court to hold the creditor in contempt of court.
Filing for Bankruptcy
A good bankruptcy attorney will assess your financial situation and determine whether you can file for a Chapter 7 liquidation (or straight) bankruptcy or a Chapter 13 reorganization. He will also help you decide what types of debts to include and which assets you can keep, and he will provide advice regarding the best type of bankruptcy to pursue for your particular circumstances.
If you are filing for Chapter 7, your lawyer will help you complete the necessary paperwork to file your bankruptcy petition with the court and explain what happens next. He will also assist you with completing your means test and explain what the results of this test mean for your bankruptcy case. He will guide you through any other paperwork that must be submitted and schedule all required court appearances. He will also help you locate any documents that you may have lost or misplaced and ensure that your bankruptcy filing is completed accurately.
Meeting with the Creditors
When you file for bankruptcy, a hearing with creditors is required. The bankruptcy trustee, or a representative from the United States Trustee, will ask questions about your assets, liabilities, debts, and financial situation. If you’re facing bankruptcy, seeking the guidance of a bankruptcy lawyer can be beneficial. They can assist you in getting ready for the meeting and suggest which type of bankruptcy to file. Additionally, they can act as your representative and negotiate with creditors.